The Expense Worksheet contains a large number of tabs. Each tab is a category of household expenses and contains a list of expenses for that category. Don't be intimidated by the number of items - use it as a reminder and checklist to insure that you don't miss any of your expenses.
Many expenses will either increase, decrease or disappear as time passes. For example, if you have a child entering college in 3 years (fall of 2006) you can estimate expenses for tuition, books, rent and food. Assign the expenses a start date of 9/1/2006 and a stop date of 5/31/2010. These college expenses would automatically be added into the total expenses in September of 2006 and removed from the expense total after May of 2010.
You can also use the expense list as a general budget planner.