The Asset worksheet allows you to list all your assets. Generally speaking, an asset is something you own to make use of and any increase in value is welcome but not the primary reason for ownership. Examples of assets would include the house that you live in, cars you drive routinely, a boat, etc.

Enter the current value of all the assets you own. If you owe money on an asset you should enter the asset's total value, but make sure you enter any loan payments you are making in the Expense Worksheet.

When you list a car as an asset you should list it's value as the value it will have when you sell it. Vehicles lose value at a rapid rate, as much as 20% a year for many new cars and trucks. Retirement Planner treats assets just like investments and increases their value each year by the Investment Return rate.

The Asset Worksheet has a starting list of common assets and you can add additional items to the list.